Our Team
We’ve invested in a strong leadership team across our business, with each individual bringing a wealth of industry knowledge and extensive experience in helping businesses like yours.

Steve Nichols
Director of Asset Finance
With over 16 years experience in the commercial finance sector, Steve has built a credible reputation within the industry for delivering Asset Finance solutions to support growth ambitions.
steve.nichols@timefinance.com
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Phil Chesham
Managing Director - Invoice Finance
Phil has over 30 years of experience in Invoice Finance with a proven track record in client management and new business. He was a co-founder of Positive Cashflow Finance, which was acquired by Time Finance in 2017.
phil.chesham@timefinance.com
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Sharon Bryden
Director of Commercial Loans and ABL
Having worked in the industry for over two decades, Sharon has built a credible reputation across multiple funding sectors from Loans and Invoice Finance, where she gained a strong skill set in delivering secured lending facilities to UK SMEs.
sharon.bryden@timefinance.com
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Lorraine Neyland
Director of Risk
With an Asset Finance background spanning 30 years, Lorraine has built a robust reputation within risk management. She managed and led teams within Bank of Scotland, Lloyds Bank and Bibby Leasing.
lorraine.neyland@timefinance.com
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