Discover the difference between hard and soft assets and how each impacts your chances of securing Asset Finance.

Discover how asset refinance can help your business unlock cash tied up in assets, improve cash flow and secure funding, from Time Finance.

The principal difference between leasing and hire purchase is the ownership of the asset. When leasing, the leasing company retains ownership of the asset. In contrast, with a hire purchase, ownership of the asset is transferred to the business hiring the asset.

Asset Finance is crucial in the construction industry because a lot of the machinery and equipment that is needed to do their work can be expensive and unobtainable for many businesses. Waiting to accumulate enough cash to purchase an asset can slow construction projects and complicate daily operations.

No matter what sector you work in, cash flow shortages can cause plenty of stress. In this guide, we’ll touch on some of the cash flow forecasting best practices.

Stuck on seasonality? Discover how to plot, chart, and plan seasonal demand and include it in finance forecasts with Time Finance.

In this blog, we'll explore how refinancing can be a game-changer for businesses dealing with seasonality and tackle those concerns about going into the new year with a strained cashflow for the year ahead. 

Find out how Time Finance can help your clients to achieve their sustainability goals with our comprehensive guide to green asset finance.

Steve Nichols, Head of Asset Finance, discusses striking a balance between cashflow and investment in this months issue of NACFB Magazine.

What is asset finance? Find out how you can grow your businesses and accelerate success. Read now to stay ahead of the competition with our expert insights.

Find out everything you need to know about Asset Financing for your clients. Discover how Asset Finance works and how to get started today with Time Finance.

Businesses can reach new heights with asset refinancing. Looking to unlock your client’s potential? Time Finance can help.

The financial pressures currently facing businesses are undeniable. Having to adjust to rising costs in their supply chains, increased energy prices and bigger tax bills, and no sooner do we all begin to accept these challenges do we face inflation hitting a high of 9.1%.

Carol Roberts, Director of Asset Finance at Time Finance and Board Director for both the FLA and The Leasing Foundation, shares her 50 years of industry experience in Asset Finance.

With new data from the Office of National Statistics (ONS) showing that the UK economy grew by 4.8% in the second quarter of 2021, there are some really promising signs that our economic recovery is gathering pace. It’s a pivotal time for businesses; there’s a strong sense of optimism enjoyed across the board but this […]

Optimism is growing amongst businesses and many think now is the time to invest for the future. In our latest article, we explore why Asset Finance goes hand in hand with optimism, giving businesses like yours the freedom and confidence to grow and prosper.

2 in 3 businesses feel optimistic In what has been a chaotic 12 months, the financial pressures to stay open for business overwhelmed small business owners. Yet, what should have mounted and defeated many, in turn acted as a catalyst for strength and resilience. Many were able to innovate quickly to adapt to the restrictions […]

A study by Nationwide Building Society revealed that two-thirds of people are guilty of skipping the small print. Perhaps unsurprising given how time-consuming it can be to read the full terms and conditions of contracts. However, the consequences of failing to do so can be quite severe. So why is reading the small print so […]

There’s no doubt that covid-19 has changed the business landscape as we know it. The crisis acted as a catalyst for innovation and change for SMEs, with businesses from all sectors and of all sizes forced to adapt to new ways of working. With near 25% of businesses ceasing trading altogether during this time*, focus […]