Welcome to the Time Blog | Time Finance

Our Time Finance business experts share their insight and advice on the key issues affecting businesses today, including our reaction to government updates.

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Business struggling with cashflow
22 Aug 2025 / Guides

Whether you're a start-up founder or a seasoned business owner, avoiding these top five cashflow pitfalls is key to long-term success.

Courier is Leasing a van for his business
13 Aug 2025 / Asset Finance

Leasing offers benefits such as lower upfront costs, reduced responsibilities and easier upgrades. Learn the full pros & cons of leasing equipment.

Secured vs unsecured loans
30 Jul 2025 / Loans

The difference between secured and unsecured business loans is that secured loans require collateral, while unsecured loans do not.

Management team finalising a buyout with business funding support
07 Jul 2025 / Asset Finance

Explore what a management buyout is, how it works and how to finance one with asset based lending, secured loans and invoice finance.

Leasing vs buying Equipment for construction business
15 May 2025 / Asset Finance

Discover the pros and cons of leasing vs buying equipment. Explore equipment finance options to support your business growth.

Open Banking on a laptop
25 Apr 2025 / Guides

Learn what Open Banking is, how it works, and how it helps businesses access faster, tailored finance solutions.

businessmen shaking hands medium
10 Apr 2025 / Guides

Discover the key differences between brokers & lenders and explore the benefits of each to find the best funding option for your business.

Hard and soft assets
21 Mar 2025 / Asset Finance

Discover the difference between hard and soft assets and how each impacts your chances of securing Asset Finance.

female industrial engineer distribution medium
11 Mar 2025 / Multi-Product

Discover what Asset Based Lending is, how it works, the benefits it offers and how it can help your business grow in this comprehensive guide from Time Finance.

asset refinance
27 Feb 2025 / Asset Finance

Discover how asset refinance can help your business unlock cash tied up in assets, improve cash flow and secure funding, from Time Finance.

Plan for 2025
20 Jan 2025 / Market Research

Stay ahead in 2025! Discover key dates for UK businesses, including tax deadlines, payroll updates and bank holidays, to keep operations on track.

young professionals in finance
20 Aug 2024 / Guides

Entering the finance industry as a young professional can be both exciting and daunting. The opportunities for growth are immense, but there can be a steep learning curve. By following our helpful guide, you could help to accelerate your career development.

happy man in front of vehicle
29 Jul 2024 / Asset Finance

The principal difference between leasing and hire purchase is the ownership of the asset. When leasing, the leasing company retains ownership of the asset. In contrast, with a hire purchase, ownership of the asset is transferred to the business hiring the asset.

asset finance for construction
19 Jul 2024 / Asset Finance

Asset Finance is crucial in the construction industry because a lot of the machinery and equipment that is needed to do their work can be expensive and unobtainable for many businesses. Waiting to accumulate enough cash to purchase an asset can slow construction projects and complicate daily operations.

stress management business
17 Apr 2024 / Guides

In the early years of trading many SME entrepreneurs find their work-life balance a little skewed as they throw their all into building a successful business. This Stress Awareness Month we reflect on the true cost of stress in a business.    

women in finance
08 Mar 2024 / Guides

This International Women’s Day we sat down with the incredible women making a difference across Time Finance, who share their experience of working in an industry perceived to be male dominated, and how they have inspired inclusion throughout their careers.

George Molnyeux headshot, internships financial services
04 Mar 2024 / Guides

This National Careers Week we sit down with George Molyneux, who recently joined us for work experience, to hear about his placement with Time Finance and to hear his thoughts on getting onto the career ladder.

Small business owner, entrepreneurial appetite
29 Feb 2024 / Guides

As the ONS reports a rise in the number of incorporations in 2023 our Chief Executive, Ed Rimmer, explores the newfound appetite from entrepreneurs and shares his thoughts on why the ‘side hustle’ culture is here to stay.

apprenticeship investment
05 Feb 2024 / Guides

At Time Finance we’re huge advocates of investing in the future workforce. In this blog we want to share our top five recommendations for any business considering apprenticeships or other work-based training.

female open sign glass window
06 Dec 2023 / Multi-Product

Our CEO, Ed Rimmer, reflects on the alternative finance market in 2023 and predicts what's to come in the new year of 2024.

10 downing street, business conditions for growth
24 Nov 2023 / News

In this blog we unpack the Chancellor’s key announcements from this year’s ‘Autumn Statement for growth’ and what they mean for businesses.

2KF9TPJ scaled
23 Nov 2023 / News

Ed Rimmer, CEO of alternative finance provider, Time Finance, unpicks the big announcements from this year’s Autumn Statement but warns that tax relief on investments could be a missed opportunity if businesses can’t access the right finance.

Joe Ralphs resized headshot
14 Nov 2023 / Guides

This National Career Development Month our people are sharing their experience working in finance and the things that have helped shape them as professionals. We sat down with Joe Ralphs, Head of Operations at Time Finance, to hear about his varied career managing both sides of our valued broker partnerships.

business conditions for growth
14 Nov 2023 / Market Research

Ed Rimmer, CEO of alternative finance provider, Time Finance, stresses the importance of keeping business confidence alive in the face of rumbling uncertainty.

Jennifer Woloschuk 2
02 Nov 2023 / News

This National Career Development Month, we’re exploring the breadth of roles and the many different routes into the finance industry. We caught up with Jennie Woloschuk, our Office Administrator in Bath, to hear about her career path with Time Finance.