Welcome to the Time Blog | Time Finance

Our Time Finance business experts share their insight and advice on the key issues affecting businesses today, including our reaction to government updates.

young female in office environment

30 May 2023 / Guides

In this blog post, you can hear from our very own Adam Shakespear as he sits down with Manchester Young Professionals to talk about the benefits of working in financial services, the various career paths available and his own experience working in the sector.

Jack Johnson headshot

16 May 2023

As we look ahead to Learning at Work Week, we sat down with our Credit Controller and winner of Time Finance’s 2023 Rising Star Award, Jack Johnson, who at the age of 16 is the youngest member of the Time Finance team.

Two females sat at computer

15 May 2023

As we approach Mental Health Awareness Week, here at Time Finance we’re taking the time to talk, open up conversations around workplace mental health and understand how SMEs are being impacted.

Woman florist standing entrance to shop

12 May 2023

The weather is warming up and with Spring in bloom, businesses are starting to see new shoots of economic optimism. Many businesses are ready to dust off those investment plans and consider alternative finance solutions in helping to bring those plans to life.

Woman sat at desk writing on pad

05 May 2023 / Invoice, Guides

Want to learn more about reverse factoring - but aren’t sure where to start? We can help.

Construction worker with digger

03 May 2023 / Asset

Businesses can reach new heights with asset refinancing. Looking to unlock your client’s potential? Time Finance can help.

Two female colleagues smiling

03 May 2023 / Guides

Looking for a solution for business beyond mainstream bank loans? Our guide to alternative financing tells you everything you need to know.

Man and woman looking at invoices

28 Apr 2023

Setting up and running your own business can be an incredibly rewarding and fulfilling experience. The sense of pride that comes with this level of success can be second to none, so why are so many SME owners struggling to relish in the responsibility?

Two colleagues smiling at laptop

05 Apr 2023 / Loans, Guides

Business loans come in all shapes and sizes. Find the best solution for you and your operations with this expert guide from Time Finance.

Jeremy Hunt Spring Statement

17 Mar 2023

There were a lot of headline grabbers in this year’s Spring Statement and there was a lot announced this time around, so here’s our handy guide to help you break down the main takeaways.

10 Downing Street

14 Mar 2023

As the Chancellor prepares to deliver the 2023 Spring Statement, Ed Rimmer, Chief Executive Officer at Time Finance, shares his predictions for this year’s ‘mini budget’ and what businesses need to see from the Government to boost growth and productivity.

Business women sat together smiling

07 Mar 2023

To mark International Women’s Day this year, we sat down with a number of remarkable women across the Time Finance business to hear their journey into the finance industry, how they embrace equity in their day-to-day work and use their positions for positive change.

man and woman sitting in front of the laptop in the office

23 Feb 2023

Struggling with late payments? Worried about cash reserves? Don’t worry - our guide to cash flow issues in business can help.

businessman typing on a laptop

23 Feb 2023 / Invoice

Late invoice payments can play havoc with a business. With this guide, our experts dig into financial products. Find out more.

Businessman working at laptop

14 Feb 2023 / Invoice

As business insolvencies reach a 13-year high, we sit down with our Managing Director of Invoice Finance, Phil Chesham, to discuss the road to recovery and how alternative finance can be the key to preventing more viable businesses from going under in 2023.

Businessman professional standing in front of desk in the office

10 Feb 2023

Everyone knows that cash flow is one of the most important things to consider when running a business - but what about cash flow financing and funding?

two business men shaking hands

31 Jan 2023 / Invoice

Unlock working capital and gain credit control assistance with our debt factoring service.

Woman in yellow jumper smiling at laptop

06 Jan 2023

A new year brings new opportunities and the chance to embrace a fresh start. Ed Rimmer, Chief Executive Officer at Time Finance, shares his predictions on what 2023 will bring for businesses and the key trends to expect this year.

Male and female smiling at desk

12 Dec 2022

As we close the door on a year that tested the resilience of many SMEs, Time Finance’s Chief Executive, Ed Rimmer, reflects on the opportunities and obstacles that made 2022 the year of strength and defiance for British businesses.

A man smiles while going over his invoice finance solutions.

21 Nov 2022 / Invoice, Guides

Want to explore Invoice Finance Solutions for your business - but can’t tell your discounting from your factoring? We can help. Read our guide to learn more.

10 downing street

18 Nov 2022

If you didn’t manage to catch the announcement, here we look at some of the key measures laid out and what these might mean for UK businesses in the coming months and year.

Green trees with recycling sign

09 Nov 2022 / Market Research

As COP27 commences in Egypt, we explore just how high of a priority sustainability is for UK businesses and what the biggest barriers holding them back from progressing with their green plans are.

world mental health day banner

10 Oct 2022

Running your own business can take your working life to the next level, something that many never get the chance to experience. The personal gain and reward associated with being captain of your own ship is second to none for the majority of business owners, yet the lesser acknowledged side to this honour, inevitably rears its head in times of difficulty.

Man working alongside laptop in his study

28 Sep 2022 / Guides

On Friday morning, Chancellor Kwasi Kwarteng set out the steps the Government will take to stimulate economic growth. If you missed the announcement, here are the key takeaways and what this might mean for your business…

kwasi kwarteng

23 Sep 2022

With a raft of tax cuts and policy reforms announced in the Chancellor’s Mini Budget, we caught up with Time Finance’s CEO, Ed Rimmer, to get his thoughts on the new measures announced and what they really mean for small businesses.

Liz Truss headshot

08 Sep 2022

With our new Prime Minister now in Number 10 and with a full cabinet reshuffle complete, Time Finance CEO, Ed Rimmer, shares his thoughts on what’s next for the Government as the economic outlook continues to worry businesses across the UK.

10 Downing Street sign in London

06 Jul 2022

As the Government unveils its new campaign to encourage businesses to cut their prices, we caught up with Time Finance CEO, Ed Rimmer, to find out what this latest move really means for businesses as they continue to grapple with the cost of doing business crisis.

Two women chatting in the office

01 Jul 2022 / Asset

The financial pressures currently facing businesses are undeniable. Having to adjust to rising costs in their supply chains, increased energy prices and bigger tax bills, and no sooner do we all begin to accept these challenges do we face inflation hitting a high of 9.1%.

Colleagues sitting at the table and smiling

17 Jun 2022

Business demands are constantly changing, but the rising cost of doing business, supply chain concerns, and cashflow challenges we've seen throughout 2022 have just made finding the right solution to suit those needs that much more difficult.

Female industrial engineer holding tablet

08 Jun 2022 / Loans

It’s no surprise that businesses are feeling more uncertain than ever. With everything that’s happening in the wider market – from rising energy costs to interest rate hikes, inflation, supply chain disruption –an astonishing 76% of SMEs and financial intermediaries are predicting that the UK will fall into a recession later this year*.

Team smiling around a desk

18 May 2022

In a business landscape that’s becoming increasingly preoccupied with increasing costs and challenges to remain competitive, investment in upskilling staff and an attention to employee satisfaction is something that firms should be putting to the top of their priority list.

Esme French & Kate Brown

22 Apr 2022

Aspiring marketer, Esme French, recently joined our Manchester office for a Marketing Internship. Working alongside our Senior Marketing Manager, Kate Brown, Esme has been able to spend the last few weeks gaining an invaluable insight into the world of marketing and financial services as well as connecting with key people in our organisation and expanding her network. We spoke to Esme to understand how the Marketing Internship has benefited her.

male factory worker hi vis

09 Apr 2022 / Invoice

In a recent poll, over 50% of the financial advisors and accountants we spoke to spotlighted Invoice Finance as a solution their B2B clients would likely turn to this year to release working capital, overcome challenges and grasp hold of new opportunities. But what makes Invoice Finance a such staple and popular solution in a time of economic turbulence?

London Skyline

01 Apr 2022

Against the backdrop of one of the most turbulent and challenging periods for UK businesses, many looked to last week’s Spring Statement in the hopes that the Government would announce pro-active measures that would help firms grapple with rising costs, National Insurance and tax hikes, skills shortages, soaring energy and fuel prices, and ongoing supply chain disruption. Ed Rimmer tells Leasing Life magazine why now is the time for the alternative finance industry to really step up and provide headroom for growth:

Businessmen shaking hands

30 Mar 2022

With rising energy and labour costs to staff shortages, supply chain issues and rising inflation, the need for adaptation and greater flexibility from the finance industry is key. Brokers play an important role in identifying what needs to be done to help their clients to overcome challenges and unlock new potential for growth and prosperity. To uncover what the lending industry must do to keep up the momentum and harness change, we sat down with some of our intermediary partners to hear what they had to say.


24 Mar 2022

Yesterday's Spring Statement revealed a number of promises to support businesses in the Autumn Budget later this year. Reviewing the announcements made, our CEO Ed Rimmer explains why there needs to be a focus on financial aid and support to SMEs now to ensure that they have the steps in place to increase their wage bills and in-turn help employees meet the rising cost of living.

Arm gesturing infront of laptop

22 Mar 2022 / Loans

Over the past few years businesses have mastered the art of adapting to an ever-changing landscape, and the need for financial solutions to evolve alongside them has never been more prominent. This new marketplace has etched out the path for alternative lenders to adapt their offering to meet the changing needs of its client more readily - and with the support of broker relations, UK SMEs now have access to more approachable and accessible lenders than pre-pandemic.

Rishi Sunak Chancellor

21 Mar 2022

Fuel duty freezes and policies to tackle labour shortages and help mobilise global supply chains are a must for next week’s Spring Statement, according to Ed Rimmer, Chief Executive of Time Finance.

women business smiling

08 Mar 2022

To celebrate International Women’s Day 2022 and this year’s theme of #BreakTheBias, we wanted to spotlight the inspiring female leaders of Time Finance to celebrate their achievements and raise awareness against bias. #BreakTheBias

15 Feb 2022

We recently sat down with Time Finance CEO, Ed Rimmer, in our latest 5 minute interview series to get under the skin of what makes a successful deal, what changes we need to see in the market, and what inspires Ed in business. Take a look at what he had to say...

male businessman smiling at desk

08 Feb 2022 / Invoice

2022 is set to be a transformative year for businesses with innovation, recovery and prosperity at the forefront. We don’t expect the next 12 months to come without its challenges, but we anticipate that the continued rise and evolution of Invoice Finance will only serve to bolster business growth. Looking to the year ahead, Phil Chesham predicts what business owners will be looking out for over the next 12 months and how vital Invoice Finance will be in supporting this.


04 Feb 2022 / Loans

Sharon Bryden, Director of Commercial Loans and Asset Based Lending at Time Finance, explains why it’s essential UK businesses now need to move away from those short-term solutions and focus on funding options that are here for the long haul.

20 Jan 2022 / ABL, Guides

UK businesses have had a rollercoaster of a ride over the last two years with many able to ride out the storm with the ongoing commitment of their funders and the generous round of support initiatives put in place by the Government. One thing has become clear – the importance of good financial planning can make or break a business when the going gets tough.

woman glasses smiling

18 Jan 2022 / ABL

2022 is set to be a year of enormous change for businesses and for the first time in two years, this change is exciting. There are innovations to embrace, opportunities to seize and expansion plans to fulfil. Our very own Sharon Bryden, Director of Commercial Loans and Asset Based Lending, shares her predictions for the year ahead and thoughts on how we can all step up our support to make 2022 the year of ambitious growth and prosperity for UK businesses.

Ed Rimmer CEO Time Finance headshot

12 Jan 2022

In his latest guest blog with Time Finance, Ed Rimmer, CEO at Time Finance, shares why he believes 2022 will be the year for big investment among British businesses

Rishi Sunak Budget

27 Oct 2021

Ed Rimmer, Chief Executive Officer at Time Finance, shares his thoughts: “This needed to be a Budget for growth, not for paying back. We have seen some real substance from the Government that growth is their number one priority. As the Chancellor said, we have not drawn a line under Covid. But we are entering a new age of optimism."

Headshot of Director of Asset Finance, Carol Roberts

06 Oct 2021 / Asset

Carol Roberts, Director of Asset Finance at Time Finance and Board Director for both the FLA and The Leasing Foundation, shares her 50 years of industry experience in Asset Finance.

Headshot of Time Finance's CEO Ed Rimmer

01 Sep 2021

How do these business leaders go about their daily routine? Ed Rimmer shares what a day in the life of a CEO at Time Finance looks like in his latest interview with Business Leader.

A Woman sat in front of a laptop with her hands on her temples

23 Aug 2021 / Invoice, Market Research

One month since the Government’s reforms to the Prompt Payment Code came into force, Phil Chesham, Head of Invoice Finance at Time Finance, shares his insight on the challenges facing SMEs across the UK due to late payment.

A man with his arms folded wearing a white construction hat with workers in the background

24 Jun 2021 / Asset

Optimism is growing amongst businesses and many think now is the time to invest for the future. In our latest article, we explore why Asset Finance goes hand in hand with optimism, giving businesses like yours the freedom and confidence to grow and prosper.

A woman waiting to serve a customer at a coffee shop

12 May 2021 / Asset, Invoice, Loans, Vehicle

Businessman sat at a desk writing on a document with a gold pen in his right hand

12 Aug 2020 / Asset, Invoice, Loans, Vehicle

Woman in a white shirt leaning on a desk with her arms folded

12 Aug 2020 / Asset, Invoice, Loans, Vehicle, Guides

Man and a woman wearing aprons stood in front of an shop with an open sign

12 Aug 2020 / Asset, Invoice, Loans, Vehicle

Left side of a white electric car being charged

12 Aug 2020 / Asset, Invoice, Loans, Vehicle