About Time Finance

Career

Time in Numbers

10000

Proud to empower 10,000 UK businesses with the confidence they need to achieve their business goals.

138m

Lending £138m every year to support our customers’ growth plans

71

Helping to arrange £71m worth of funding through our broker channels

Our History

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JUNE 2021
Ed Rimmer appointed as CEO at Time Finance
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DECEMBER 2020
1pm plc rebrands as Time Finance plc to prepare for the next phase of growth
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DECEMBER 2017
CarFinance2U acquired
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JUNE 2017
Positive Cashflow Finance acquired
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JUNE 2017
Gener8 Finance acquired
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Our strategy

Innovative funding solutions are vital to the growth of UK businesses and at times the traditional banks may not be able to help.

Here at Time Finance, our aim is to support these businesses through the provision of a broad portfolio of finance solutions, designed to meet the unique needs of businesses today.

When it comes to Asset Finance, Invoice Finance, Business Loans, Vehicle Finance or Asset Based Lending, Time Finance can fund your business or arrange funding with our trusted partners to satisfy your requirements.

This is a test

Innovative funding solutions are vital to the growth of UK businesses and at times the traditional banks may not be able to help.

Here at Time Finance, our aim is to support these businesses through the provision of a broad portfolio of finance solutions, designed to meet the unique needs of businesses today.

When it comes to Asset Finance, Invoice Finance, Business Loans, Vehicle Finance or Asset Based Lending, Time Finance can fund your business or arrange funding with our trusted partners to satisfy your requirements.

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Choose us

  • Flexible funding: we can deliver or arrange funding to satisfy your requirements and support your growth.
  • Decisions when you need them: delivered by local decision-makers.
  • Proven expertise: the first choice for over 10,000 UK customers.
  • Great to work with: our friendly and personable team make things happen for you.
Investor Relations

The above information has been disclosed pursuant to Rule 26 of the AIM Rules for Companies. Information last updated 01 June 2022.

Our values

Genuine
We are Genuine

We believe in developing genuine relationships with our customers, focused on the best solution for their business needs. We strive to operate on a personal level, so that the relationships we foster are based on a genuine desire to make sure we work hard and support our clients at all times.

Integrity
We act with Integrity

We act with integrity – always.
It underpins everything we do; from the relationships we nurture to how we do business – it’s about doing the right thing, even when no one is watching. In practice it means we treat our customers fairly and in doing so, earn their trust.

Agile
We are Agile

We focus on providing the best solution for our clients, because we put them at the heart of everything we do, with the best product for their needs, delivered to their timescales. Our funding solutions are considered and flexible, and our teams are empowered to find the right solution that supports our clients’ business goals.

Current Vacancies

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Asset Finance

Time to access the vital equipment your business needs to grow

Resources
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WE HELP ALL TYPES OF BUSINESS, WHATEVER THEIR SECTOR. HERE’S JUST SOME OF THE TYPES OF ASSET WE CAN FUND:

Hard Assets

  • Construction
  • Printing Equipment
  • Manufacturing & Engineering Machinery
  • Tractor Units, Trailers & LCV's
  • Agricultural & Forestry Equipment
  • Cars & Vans

Soft Assets

  • Office Furniture
  • Commercial Kitchens
  • Software
  • Shop Fit-Outs
  • Audio Visual & IT Hardware

Frequently Asked Questions

Asset Finance is a funding solution commonly used by business owners to affordably acquire new equipment, technology, furniture and software. It’s a finance option that can be used to source all kinds of assets that a business may need to run its day-to-day operations. Whether businesses are looking to source brand new or second-hand equipment, Asset Finance can support all kinds of investment.

It offers business owners the necessary flexibility to spread the cost of investing into manageable, monthly payments. Here, instead of paying a one-off lump sum of money which can be cost-ineffective and put a strain on cash flow, businesses can affordably secure the latest technology and leading equipment. There are a number of different finance options available, such as ‘Hire Purchase’ and ‘Finance Lease’. Depending on which is chosen, businesses have the option to gain full ownership of the asset at the end of the agreement, return it to us or upgrade it for a newer model. We can be flexible to support whatever our business clients’ needs.

At Time Finance, we support all kinds of SMEs – from start-up businesses to more established firms. If you have clients who are looking to secure new assets within their businesses, we can help.

We work with a wide range of industries and sectors, including construction, manufacturing, engineering, agriculture, transportation and haulage, and hospitality and leisure, to name just a few.

Asset Finance is a useful tool for thousands of businesses who are looking to grow and scale their operations, as well as those looking to take on new assets without significantly impacting their cash flow. New and established businesses alike can benefit from Asset Finance at any stage of their journey, as it offers a sustainable approach to financing and gives them access to more working capital in the business, ready to be used when they need it most.

Areas in which Asset Finance can help SMEs in their growth journey include:

  • Sourcing the equipment they need to get their businesses off the ground or expand into new markets.
  • Assisting with the day-to-day requirements of running a business.
  • Updating existing technology and equipment to improve production processes and efficiencies.
  • Easier access to new technology and equipment.
  • Improving the quality of the production of products and services.
  • Improving the quantity of products and services they can deliver.
  • Assisting with the refurbishment or modernisation of their premises.
  • Scaling their operations.

At Time Finance, we support all kinds of SMEs – from start-up businesses to more established firms. If you have clients who are looking to secure new assets within their businesses, we can help.

We work with a wide range of industries and sectors, including construction, manufacturing, engineering, agriculture, transportation and haulage, and hospitality and leisure, to name just a few.

Asset Finance is a useful tool for thousands of businesses who are looking to grow and scale their operations, as well as those looking to take on new assets without significantly impacting their cash flow. New and established businesses alike can benefit from Asset Finance at any stage of their journey, as it offers a sustainable approach to financing and gives them access to more working capital in the business, ready to be used when they need it most.

Areas in which Asset Finance can help SMEs in their growth journey include:

  • Sourcing the equipment they need to get their businesses off the ground or expand into new markets.
  • Assisting with the day-to-day requirements of running a business.
  • Updating existing technology and equipment to improve production processes and efficiencies.
  • Easier access to new technology and equipment.
  • Improving the quality of the production of products and services.
  • Improving the quantity of products and services they can deliver.
  • Assisting with the refurbishment or modernisation of their premises.
  • Scaling their operations.

At Time Finance, we support all kinds of SMEs – from start-up businesses to more established firms. If you have clients who are looking to secure new assets within their businesses, we can help.

We work with a wide range of industries and sectors, including construction, manufacturing, engineering, agriculture, transportation and haulage, and hospitality and leisure, to name just a few.

Asset Finance is a useful tool for thousands of businesses who are looking to grow and scale their operations, as well as those looking to take on new assets without significantly impacting their cash flow. New and established businesses alike can benefit from Asset Finance at any stage of their journey, as it offers a sustainable approach to financing and gives them access to more working capital in the business, ready to be used when they need it most.

Areas in which Asset Finance can help SMEs in their growth journey include:

  • Sourcing the equipment they need to get their businesses off the ground or expand into new markets.
  • Assisting with the day-to-day requirements of running a business.
  • Updating existing technology and equipment to improve production processes and efficiencies.
  • Easier access to new technology and equipment.
  • Improving the quality of the production of products and services.
  • Improving the quantity of products and services they can deliver.
  • Assisting with the refurbishment or modernisation of their premises.
  • Scaling their operations.

At Time Finance, we work with Asset Finance brokers all over the UK to provide their clients with financing options that support their growth and investment plans. To learn more about how Asset financing can work for your clients, or to enquire about an existing proposal you have, get in touch with  our team of Broker Managers today.

We have years of experience working with brokers and providing their clients with inventive, effective business finance solutions that work for them and their needs.

Whether your client is a sole trader or small-to-medium sized organisation, our team are able to offer a specialised finance solution that helps them to achieve their next phase of growth.

Our experience means we are able to swiftly source the equipment your client’s business needs to grow and succeed and package a finance solution that not only suits their affordability requirements, but that will help them to benefit from using the equipment from day one.

At Time Finance, we pride ourselves on our relationship-driven approach, which means we take the time to get to know the needs of each of our brokers, and by extension, the businesses they work with on a deeper level.

Unlike some finance providers, including many high-street banks, we look into the story of the businesses we work with to understand their strengths, weaknesses, opportunities for growth and threats to their success. This allows us to create a more holistic view of their business journey, and to put in place an Asset Finance plan that is based on more than just a financial agreement, but one which really helps to inspire innovation and prosperity.

We are authorised and regulated by the Financial Conduct Authority (FCA) and are proud to deliver a fair, flexible and trusted service to our brokers and clients.

When we work together and put in place an Asset Financing agreement, we take into account a range of relevant factors, including:

  • What equipment they are looking to invest in
  • Background to the business
  • Affordability and term length

Talk to the team today about Asset Finance

At Time Finance, we pride ourselves on our swift-decision making, flexibility and relationship-driven approach to business. We work closely with our brokers to ensure that access to finance for their clients is easy.

To thank our brokers for the successful introductions they bring to Time Finance, we offer a competitive commission structure for every client we work with and are committed to building long-term relationships based on communication, trust and a service they’ll love. To find out more about how we can help you and your clients, get in touch with our dedicated team today.

How It Works

Asset Based Lending Step one

We’ll meet you face-to-face to discuss your funding requirements.

Asset Based Lending Step two

We’ll determine what level of funding we can make available to you.

Assed Based Lending Step four

We’ll send a proposal and quote for a multi-asset funding solution.

Asset Based Lending Step five

You’ll receive the funds to support your business growth.

Finance Lease Step four

You make agreed payments dependent on the solution.

See how much capital you could release

Our easy to use calculator helps you see how much cash you could release from your sales ledger. Receive up to 90% of your sales ledger within 24 hours.

Value of your sales ledger:
You could release:
£9,000*
*Subject to formal approval

Our Solutions

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Asset Finance

Enabling investment in vital equipment or refinancing existing assets to make business happen

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Invoice Finance

Releasing up to 90% of the value of unpaid invoices to improve cashflow and give your clients the freedom to grow

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Loans

Bringing your clients’ growth plans to life with flexible Business Loans

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Vehicle Finance

Helping your clients drive their business forward with our fleet and vehicle funding solutions

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Asset Based Lending

Giving your clients access to vital funds by using their existing assets as collateral – from invoices to property and machinery

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