Our Team

With over 20 years’ experience in both the Invoice and Asset Finance industry, most recently holding the role of Head of Change Delivery and Data at Skipton Business Finance. Prior to this, she worked for Ultimate Finance as Senior Project Lead, and for Aldermore as National CRM and Data Manager.

Caroline brings over 20 years of experience in business finance, having held senior marketing roles for a number of funders including Aldermore and Catalyst Business Finance. With a background in B2B lending, including invoice finance, asset finance, business loans and asset-based lending, Caroline brings a wealth of experience to Time Finance

With over 16 years experience in the commercial finance sector, Steve has built a credible reputation within the industry for delivering Asset Finance solutions to support growth ambitions.

Ed has worked within commercial finance for over 20 years and was previously Time Finance’s Chief Operating Officer until April 2020, having joined the Group in 2017 as Managing Director of their newly established Commercial Finance Division.

Qualified in accountancy, James has held leadership positions with several AIM listed companies. He has significant experience in mergers and acquisitions within fast-paced, growing businesses.

Phil has over 30 years of experience in Invoice Finance with a proven track record in client management and new business. He was a co-founder of Positive Cashflow Finance, which was acquired by Time Finance in 2017.

Having worked in the industry for over two decades, Sharon has built a credible reputation across multiple funding sectors from Loans and Invoice Finance, where she gained a strong skill set in delivering secured lending facilities to UK SMEs.

With an Asset Finance background spanning 30 years, Lorraine has built a robust reputation within risk management. She managed and led teams within Bank of Scotland, Lloyds Bank and Bibby Leasing.