Our Team

We’ve invested in a strong leadership team across our business, with each individual bringing a wealth of industry knowledge and extensive experience in helping businesses like yours.

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Steve Nichols NEW
Steve Nichols
DIRECTOR OF ASSET FINANCE

With over 16 years experience in the commercial finance sector, Steve has built a credible reputation within the industry for delivering Asset Finance solutions to support growth ambitions.

steve.nichols@timefinance.com Connect on LinkedIn
Joe Ralphs resized
Joe Ralphs
HEAD OF OPERATIONS

Joe has worked in all aspects of the soft asset market, having also gained valuable experience as a broker. He is now responsible for managing the Soft Asset division and building strong relationships with our broker panel to fulfil their clients’ funding requirements.

joe.ralphs@timefinance.com Connect on LinkedIn
Laura Mollett 1
Laura Mollett
HEAD OF BROKER SALES

With a proven track record behind her, Laura takes on responsibility for helping to drive Time Finance’s Asset Finance proposition to the SME broker market, managing the firm’s national team of Broker Managers to deliver a market-leading service.

laura.mollett@timefinance.com Connect on LinkedIn
Matt Graham 2
Matthew Graham
HEAD OF VENDOR SALES

Matthew has over 18 year's experience, having spent his career supporting SME’s across a range of industries with supportive asset finance solutions. As Head of Vendor Sales, Matthew is responsible for growing Time Finance’s vendor channel through supplier partnerships.

matthew.graham@timefinance.com Connect on LinkedIn