Our Team

We’ve invested in a strong leadership team across our business, with each individual bringing a wealth of industry knowledge and extensive experience in helping businesses like yours.

Steve Nichols

Steve Nichols

Director of Asset Finance

With over 16 years experience in the commercial finance sector, Steve has built a credible reputation within the industry for delivering Asset Finance solutions to support growth ambitions.

steve.nichols@timefinance.com
Connect on Linkedin

Joe Ralphs

Joe Ralphs

Head of Operations

Joining the company in 2008 as an underwriter, Joe has worked in all aspects of the soft asset market, having also gained valuable experience as a broker. Working his way up, he is now responsible for managing the Soft Asset division and building strong relationships with our broker panel to fulfil their clients’ funding requirements.

joe.ralphs@timefinance.com
Connect on Linkedin