Our Team
We’ve invested in a strong leadership team across our business, with each individual bringing a wealth of industry knowledge and extensive experience in helping businesses like yours.

Carol Roberts
Head of Asset Finance
With extensive experience in financial services, including 35 years as a Managing Director with GE Capital and Bibby Financial Services, Carol is a board member of the Finance & Leasing Association and the Leasing Foundation.
carol.roberts@timefinance.com
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Rebekah Middleton
Head of Hard Asset Finance
Rebekah has 20 years’ experience building strong relationships with brokers and supporting their clients with asset-based funding solutions. Her previous roles include Senior Business Development Manager for Bibby Leasing.
rebekah.middleton@timefinance.com
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Joe Ralphs
Head of Soft Asset (Broker)
Joining the company in 2008 as an underwriter, Joe has worked in all aspects of the soft asset market, having also gained valuable experience as a broker. Working his way up, he is now responsible for managing the Soft Asset division and building strong relationships with our broker panel to fulfil their clients’ funding requirements.
joe.ralphs@timefinance.com
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