Business Loans

What are Secured Business Loans?

We offer secured business loans in conjunction with an Invoice Finance facility. As part of our wider commercial finance solutions, secured business loans provide a flexible funding option, giving businesses the freedom to progress their plans at their own pace.

How does it work?

handshake

We get to know you and your business needs.

contract

We agree the loan value along with an invoice finance facility and agree the payment terms of the loan.

payment sent

All documents are signed and the facility is put in place.

calendar

You pay your agreed monthly payments to us.

growth

You can use the loan and the Invoice Finance facility to grow your business.

funding specialist

How will a business loan help?

Whether your business is expanding or just getting started, a business loan can assist in many ways.

  • Loan solutions to support a wide range of situations and businesses.
  • Loans available from £50k to £500k, to help make your plans happen.
  • Flexible terms, up to 5 years, to suit your unique requirements.

Business loans can provide a flexible source of business funding for companies looking to grow, invest in equipment, improve working capital or respond to new opportunities. For many SMEs, a business loan offers access to funding without disrupting day-to-day operations, helping businesses maintain momentum while pursuing their growth plans.

finance graduate working

What type of business will benefit?

  • Established companies.
  • Businesses looking to expand their business operations.
  • Companies in need of a cash injection to stabilise cashflow.

Small businesses often use funding solutions such as secured business loans to support expansion plans, recruit staff, purchase equipment or strengthen cash flow. Businesses looking to acquire equipment, vehicles or machinery may also benefit from asset finance solutions that allow the cost of business assets to be spread over time. Access to flexible business funding can help SMEs take advantage of new opportunities while maintaining financial stability.

Frequently Asked Questions

Business Loans provide businesses with access to funding that can support growth, improve cashflow and help finance investment plans. Different loan types are available depending on the business requirements, repayment structure and funding purpose.

Secured Business Loans allow businesses to borrow against assets such as property, vehicles, machinery or equipment, often enabling access to larger funding amounts.

Secured Loans can be used to support expansion plans, operational investment or short-term working capital requirements. Businesses exploring alternative funding solutions may also wish to compare options such as Invoice Finance and Asset Finance.

Businesses that already own valuable equipment, machinery or vehicles may be able to release capital from existing assets through refinancing rather than taking out a traditional loan.

At Time Finance, we offer flexible funding solutions with repayment terms tailored to business needs. To find out more, speak with our team today.

Secured Business Loans provide businesses with flexible funding that can support growth, investment and operational stability.

Benefits of Secured Business Loans may include:

  1. Access to larger loan amounts compared to some unsecured funding options
  2. Flexible repayment terms designed around business requirements
  3. Improved access to working capital
  4. Funding support for expansion, equipment purchases and operational investment
  5. Potential access to lower interest rates in some circumstances

Businesses may use Secured Business Loans to support short-term cashflow requirements, expansion plans or long-term investment in equipment and infrastructure.

Businesses comparing funding options may also wish to explore Working Capital Loans, Invoice Finance or Asset Finance.

At Time Finance, we work closely with finance brokers and intermediaries to provide flexible funding solutions tailored to their clients’ business requirements.

Our funding portfolio includes:

We support brokers throughout the funding process, helping identify suitable finance solutions for businesses across a range of sectors and growth stages.

Time Finance supports thousands of UK businesses every year through flexible and relationship-driven funding solutions.

If you are interested in becoming an intermediary partner, please contact our team at [email protected].

Time Finance works with finance brokers and intermediaries across the UK to provide flexible funding solutions tailored to their clients’ business requirements.

Our relationship-driven approach allows us to work closely with brokers, advisers and businesses to identify suitable funding solutions with responsive support throughout the process.

We provide access to a wide range of business finance products, including:

Our funding solutions are designed to support SMEs, growing businesses and established organisations across multiple sectors.

To learn more about becoming an intermediary partner, contact our team today or email [email protected].

Business Loans can be used for a wide range of purposes including funding expansion plans, purchasing equipment, improving working capital, recruiting staff, investing in new opportunities and supporting day-to-day business operations.

Yes. Business Loans can be a suitable funding solution for small and medium-sized businesses looking to support growth, improve cashflow, purchase equipment or access additional working capital.

A Secured Business Loan is supported by a business asset, such as property or equipment, which acts as security for the loan. Unsecured Business Loans do not require security but may have different borrowing limits, eligibility criteria and repayment terms.

The amount available will depend on factors such as the business’s financial position, funding requirements and available security. At Time Finance, Secured Business Loans are available from £50,000 up to £500,000 in conjunction with an Invoice Finance facility.

Business funding can support a variety of objectives including growth plans, investment, cashflow management, recruitment, equipment purchases, acquisitions and operational costs. The most suitable funding solution will depend on the needs of the business.

Interested? Get in touch.

"*" indicates required fields

Thank you for your message. A member of our team will be in touch shortly. In the meantime, if you're interested in how we use your data please click here

Latest News

man fixing aircon
Better Indoors have secured our business funding solution

They are using the funds to support the sharp growth in demand for their unique air cleaning solutions that prevent the spread of COVID-19 in commercial premises.

Read More
female open sign glass window
Time Finance launches new Secured Loan product and doubles funding support

Time Finance are delighted to announce that they have introduced a new Secured Lending product to support the growth and investment plans of British businesses throughout 2022 and beyond.

Read More
woman sitting desk laptop
2023: A close eye on cashflow and a renewed focus for the future

A new year brings new opportunities and the chance to embrace a fresh start. Ed Rimmer, Chief Executive Officer at Time Finance, shares his predictions on what 2023 will bring for businesses and the key trends to expect this year.

Read More

Time Loan Finance Limited is authorised and regulated by the Financial Conduct Authority, under firm reference number 710117, for mortgage broking activities. Registered office: Second Floor, St James House, The Square, Lower Bristol Road, Bath BA2 3BH. Registered in England with Company No. 7117511. Commercial Mortgages, Property Development, Buy-To-Let Mortgages and Lending to limited companies is not regulated by the Financial Conduct Authority.